Looking to buy a home? Many home buyers make these 10 common mistakes during the home buying process that could jeopardize their loan.;
A Home Inspection Is Well Worth The Cost
Most people probably only think of one or two questions to ask a homeinspector: “How much is your fee?” and “When can you be there?” But theseonly scratch the surface.Here’s a list of suggested questions you might ask:
• What types of licenses do you hold
• What kind of training do you have?
• Do you belong to a professional inspectors’ association?
• How long have you been licensed in Texas?
• Are you a full-time home inspector?
• How much do you charge?
• Do you also perform repairs? (If the answer is yes, that may indicate aconflict of interest)
• What will the inspection include? (Get specifics. It should include theelectrical, heating, and central air-conditioning systems; interior plumbing;visible insulation; roof; walls; ceilings; floors; windows; doors; foundation;basement; and the visible structure of the house.)
• Do you inspect gas lines, swimming pools, spas, septic systems, andwells? (You can identify other atypical systems or items.) Do you chargeextra for these?
• Do you charge extra based on the size of the home? Multiple AC units?Other items?
• How much would you charge if I ask for a reinspection after repairs arecompleted?
• Will you supply a written report? (The inspector should.)
• Can I attend the inspection? (The home inspection is an opportunity foryou to learn about your new home and ask questions. If the inspector saysno, find another inspector.)
• Do you go up on the roof to inspect it?
• How long will the inspection typically take? (Anything less than two hoursis not long enough for a thorough inspection.)
• Can I call you with questions that come up later?
• Can you give me names and phone numbers of three people for whomyou’ve inspected homes recently?The inspector may not inspect swimming pools, wells, septic tanks, and othersystems and items, and many inspectors will not conduct environmental testsor wood-destroying insect inspections. You will likely need to arrange for theseinspections separately.
You can find a blank copy of the standard inspector report form atwww.trec.state.tx.us to give you an idea of what may or may not be covered inthe inspection.
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