6 Things To Help You Prepare For Your Closing Date

Dated: 08/15/2018

Views: 30

6 Things to Help You Prepare for Your Closing Date

The light at the end of the tunnel is near: your closing date! Before you walk into your closing appointment, here are some things you should keep in mind.  Read up and be sure to ask your Loan Officer if you have any questions!

  1. Before closing, it is important to make note of a crucial third party that comes into play, the title company. Ultimately, the title company is going to take over and coordinate the assembly of documents during the closing process. So take note of the extra person at your closing table!

  2. Many lenders ask for proof of homeowner’s insurance before closing. Be sure to have this all squared away and remember to bring a record to closing with you.

  3. Documents, Documents, Documents. Make sure you not only bring all correct documents with you but have also reviewed and signed any necessary documents prior to closing.  This includes important documents such as the finalized Closing Disclosure.

  4. Occasionally, underwriters will ask for the most up to date or current information to be provided at closing, such as a recent pay stub or other updated documents. If this is the case for you, be sure to provide all of these final documents at closing.

  5. Also be sure to bring a certified check, or arrange a wire transfer, to cover all closing costs. Closing costs include lender fees, title fees, government fees and third-party fees. 

  6. Finally, make sure you ask your lender or real estate agent any last-minute questions you may have.

There you have it! You are one step closer to closing on your new home! If you have any questions regarding financing your dream home, feel free to reach out to me. I would be happy to answer any questions you may have.

Close Confidently: An Overview of the Closing Process

Blog author image

Lindsey Vaughn

We work hard to provide our clients with the most positive real estate experience possible. A vital part of today's real estate industry is technology, and to that end we provide our clients with stat....

Want to Advertise on this Site?

Latest Blog Posts

The Great Debate Should You Buy Or Rent A Home

It’s a question that most Americans will ask themselves at one point or another in their lifetime: should you buy or rent a home? Those who take the rental route often wonder if they’re wasting

Read More

Transform Your Home Into A Haunted House

Transform Your Home into a Haunted HouseNow that we are well into October, the countdown continues as people wait in anticipation for the creepiest night of the year: Halloween. Want to give people

Read More

First Time Home Buyer Programs In Texas For 2019

First-Time Home Buyer Programs in Texas for 2019Chris Thompson, CEPF®SEP 25, 2019Both the Texas state government and the federal government offer special programs for first-time home buyers. These

Read More